Tuesday, March 3, 2015
STUDIO UNIT - SOHO ( Small Office / Home Office )
Price starts at: Php 1.628M to Php 1.672M
2th Floor – to 6th Floor
Price: Php 1,628,000.00
Floor Area:22 sq.m
Reservation Fee: Php 30,000.00
TCP - Inclusive of Miscellaneous Fees and Taxes
SAMPLE COMPUTATION - Bank/Pag-ibig/In-House Financing
Total Contract Price – Php 1,628,000.00
Loanable Amount: Php 1,220,000.00
Reservation Fee: Php 30,000.00
a) Bank Financing: 20/80
20% Downpayment – Php 325,600.00
Less: Reservation 30,000.00
Php 295,600.00 – spread in 30months at Php 9,853.00 /mo.
Loanable Amount – Php 1,220,000.00 thru Bank
Estimated 15 years to pay – Php 12,553.80 /mo.
Estimated 20 years to pay – Php 11,175.00 /mo.
Loan Difference: Php 82,400.00 (Lump Sum – 31st Month)
b) Pag-ibig Loan:
Loanable Amount – Php 1,220,000.00 (Based on 3 year Reprising) Excluding Insurance
Estimated 20 years to pay – Php 9,447.67/mo. (Required GMI – P 26,993.33/mo)
Estimated 25 years to pay – Php 8,611.04/mo. (Required GMI – P 24,602.96/mo)
Estimated 30 years to pay – Php 8,104.40/mo. (Required GMI – P 23,155.44/mo)
Loan Difference: Php 82,400.00 (Lump Sum – 31st Month)
Studio Unit - Residential
Price starts at Php 1.518M to Php 1.656M
8th Floor – to 12th Floor
Reservation Fee: Php 30,000.00
TCP - Inclusive of Miscellaneous Fees and Taxes
Price: Php 1,518,000.00
Floor Area:22 sqm
SAMPLE COMPUTATION – Bank/Pag-ibig/In-House Financing
Total Contract Price – Php 1,518,000.00
Loanable Amount: Php 1,150,000.00
Reservation Fee: Php 30,000.00
a) Bank Financing: 20/80
20% Downpayment – Php 303,600.00
Less: Reservation 30,000.00
Php 273,600.00 – spread in 30months at Php 9,120.00 /mo.
Loanable Amount – Php 1,150,000.00 thru Bank
Estimated 15 years to pay – Php 11,833.50
Estimated 20 years to pay – Php 10,534.00
Loan Difference: Php 64,400.00 (Lump Sum – 31st Month)
b) Pag-ibig Loan:
Loanable Amount – Php 1,150,000.00 (Based on 3 year Reprising) Excluding Insurance
Estimated 20 years to pay – Php 8,905.59 /mo. (Required GMI – P 25,444.53/mo)
Estimated 25 years to pay – Php 8,116.96 /mo. (Required GMI – P 23,191.31/mo)
Estimated 30 years to pay – Php 7,639.40 /mo. (Required GMI – P 21,826.85/mo)
Loan Difference: Php 64,400.00 (Lump Sum – 31st Month)
PAYMENT SCHEME:
Reservation Fee: Non-Refundable/Non-transferable
1. Cash Payment – 5% Discount – within 30 days from date of Res Fee = Php 1,412,100.00
2. Cash Payment – 2.5% Discount – Full Payment of TCP w/n 12 mos. = Php 120,838.99 /mo
3. Cash Payment – Payable up to 36 mos. (No discount, No interest) = Php 41,333.00 /mo.
4. Bank / Pagibig Financing (20/80)
20% - Dp/Equity –Payable 30 months
Note: onetime payment of DP or Equity – discount of 5%
80% Balance – Bank/Pag-big
*Maximum loanable Amount – Php 1,220,000.00
Accredited Banks:
BDO; China Bank; Metrobank; BPI; RCBC; PS Bank and Bank of Commerce
5) In-House Financing (20/80)
20% DP – Payable 30 months (Maximum Loanable: Php 1,220,000.00)
80% Balance – Minimum for 3 years and maximum of 5 years at 10% per annum
straight…covered with PDC’s)
Note: Buyers are required to secure a MRI and FI from reputable insurance company
(if availing the In-House Financing term)
SEE TO APPRECIATE!!!
BUYER'S TIP: Deal only with a Licensed Real Estate Service Practitioner.
For Reservation/ Assistance,Call us:
JESSIE REMASOG
Unit Sales Manager/Online Marketing Filipino Homes International/Leuterio Realty & Brokerage Mobile:
TM_+639179111104
SUN_+639336821798
Smart_+639296877728
Email: wonderofcebu@gmail.com
Skype: jessie.remasog1
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