Tuesday, March 3, 2015

STUDIO UNIT - SOHO ( Small Office / Home Office )






Price starts at:  Php 1.628M to Php 1.672M
2th Floor – to 6th Floor

Price: Php 1,628,000.00 

Floor Area:22 sq.m

Reservation Fee: Php 30,000.00
TCP - Inclusive of Miscellaneous Fees and Taxes

SAMPLE COMPUTATION 
 Bank/Pag-ibig/In-House Financing
Total Contract Price – Php 1,628,000.00
Loanable Amount: Php 1,220,000.00
Reservation Fee: Php 30,000.00


a) Bank Financing: 20/80
    20% Downpayment   – Php 325,600.00
            Less: Reservation      30,000.00
                                         Php 295,600.00 – spread in 30months at Php 9,853.00 /mo.
    Loanable Amount  – Php 1,220,000.00 thru Bank
             Estimated 15 years to pay – Php 12,553.80 /mo.
             Estimated 20 years to pay – Php 11,175.00 /mo.
   Loan Difference: Php 82,400.00 (Lump Sum – 31st Month)
b) Pag-ibig Loan:
             Loanable Amount – Php 1,220,000.00 (Based on 3 year Reprising) Excluding Insurance
                         Estimated 20 years to pay – Php 9,447.67/mo. (Required GMI – P 26,993.33/mo)
                         Estimated 25 years to pay – Php 8,611.04/mo. (Required GMI – P 24,602.96/mo)
                         Estimated 30 years to pay – Php 8,104.40/mo. (Required GMI – P 23,155.44/mo)
               Loan Difference: Php 82,400.00 (Lump Sum – 31st Month)


Studio Unit - Residential

Price starts at Php 1.518M to Php 1.656M
8th Floor – to 12th Floor
Reservation Fee: Php 30,000.00
TCP - Inclusive of Miscellaneous Fees and Taxes



Price: Php 1,518,000.00 

Floor Area:22 sqm

SAMPLE COMPUTATION – Bank/Pag-ibig/In-House Financing
Total Contract Price – Php 1,518,000.00
Loanable Amount: Php 1,150,000.00
Reservation Fee: Php 30,000.00


a) Bank Financing: 20/80
    20% Downpayment   – Php 303,600.00
            Less: Reservation         30,000.00
                                        Php 273,600.00 – spread in 30months at Php 9,120.00 /mo.
    Loanable Amount  – Php 1,150,000.00 thru Bank
             Estimated 15 years to pay – Php 11,833.50
             Estimated 20 years to pay – Php 10,534.00
   Loan Difference: Php 64,400.00 (Lump Sum – 31st Month)
b) Pag-ibig Loan:
             Loanable Amount – Php 1,150,000.00 (Based on 3 year Reprising) Excluding Insurance
                         Estimated 20 years to pay – Php 8,905.59 /mo. (Required GMI – P 25,444.53/mo)
                         Estimated 25 years to pay – Php 8,116.96 /mo. (Required GMI – P 23,191.31/mo)
                         Estimated 30 years to pay – Php 7,639.40 /mo. (Required GMI – P 21,826.85/mo)
               Loan Difference: Php 64,400.00 (Lump Sum – 31st Month)

PAYMENT SCHEME:
Reservation Fee: Non-Refundable/Non-transferable
1. Cash Payment – 5% Discount – within 30 days from date of Res Fee = Php 1,412,100.00
2. Cash Payment – 2.5% Discount – Full Payment of TCP w/n 12 mos. = Php 120,838.99 /mo
3. Cash Payment – Payable up to 36 mos. (No discount, No interest) = Php 41,333.00 /mo.
4. Bank / Pagibig Financing (20/80)
           20% - Dp/Equity –Payable 30 months
                   Note: onetime payment of DP or Equity – discount of 5%
           80% Balance – Bank/Pag-big
               *Maximum loanable Amount – Php 1,220,000.00
    Accredited Banks:
       BDO; China Bank; Metrobank; BPI; RCBC; PS Bank and Bank of Commerce
5) In-House Financing (20/80) 
          20% DP – Payable 30 months (Maximum Loanable: Php 1,220,000.00)
          80% Balance – Minimum for 3 years and maximum of 5 years at 10% per annum
                   straight…covered with PDC’s)
          Note: Buyers are required to secure a MRI and FI from reputable insurance company
                   (if availing the In-House Financing term)

SEE TO APPRECIATE!!!
BUYER'S TIP: Deal only with a Licensed Real Estate Service Practitioner.

For Reservation/ Assistance,Call us:

JESSIE REMASOG
Unit Sales Manager/Online Marketing Filipino Homes International/Leuterio Realty & Brokerage Mobile:
TM_+639179111104
SUN_+639336821798
Smart_+639296877728 
Email: wonderofcebu@gmail.com
Skype: jessie.remasog1

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